Terms and Conditions are not legally required for most websites — unlike a Privacy Policy, which is legally mandated if you collect user data. But "not legally required" does not mean "not needed." For most websites and apps, Terms and Conditions are essential for protecting your business.
When you definitely need Terms and Conditions
- You take payments — any website that accepts money needs T&C to define refund policies, payment terms, and dispute resolution
- You have user accounts — you need rules about what users can and cannot do with their accounts
- Users create or share content — you need to define who owns that content and what you can do with it
- You offer a service or SaaS product — you need to define what you are providing, what you are not, and your liability limits
- You want to protect your intellectual property — T&C make clear that your content belongs to you
- You want app store listings — both Apple and Google require Terms and Conditions for apps
What happens without Terms and Conditions
Without Terms and Conditions, you have very little legal protection. If a user:
- Abuses your platform
- Steals your content
- Demands a refund for something you never promised
- Claims your service caused them harm
- Creates an account and uses it to harm others
...you have no documented agreement with them that limits your liability or gives you the right to take action. A Terms and Conditions document gives you that protection.
What should T&C include?
- Rules for using your website or app
- What users are not allowed to do
- Intellectual property ownership
- Limitation of liability
- Payment terms and refund policy (if applicable)
- Account termination conditions
- Dispute resolution — usually arbitration
- Governing law — which country's laws apply
How to get Terms and Conditions
LegalyJet generates a complete, personalized Terms and Conditions document for your website or app in under 4 minutes — completely free. You answer questions about your platform, what it does, and whether it accepts payments, and LegalyJet builds a full T&C document using your real business details. No lawyer fees, no account, no placeholder text.